Website Terms and Conditions

Last updated April 2025

AGREEMENT TO TERMS

These Terms and Conditions form a legally binding agreement between you (either as an individual or representing an entity) and Cantrica Technology Risk Management, regarding your access to and use of the cantrica.ca website, as well as any related sub-domains, media forms, media channels, mobile websites, or mobile applications (collectively referred to as the “Site”).

By accessing the Site, you confirm that you have read, understood, and agree to abide by all these Terms and Conditions. If you disagree with any part of these Terms and Conditions, you are strictly prohibited from using the Site and must stop using it immediately.

Any additional terms, conditions, or documents that may be posted on the Site from time to time are incorporated into this agreement by reference. We retain the right, at our sole discretion, to change or modify these Terms and Conditions at any time, for any reason.

We will notify you of changes by updating the “Last updated” date on these Terms and Conditions. You relinquish any right to receive specific notice of each change. It is your responsibility to review these Terms and Conditions periodically to stay informed of updates. Your continued use of the Site after any revised Terms and Conditions are posted signifies your acceptance of those changes.

The information on this Site is not intended for distribution to or use by any person or entity in any jurisdiction or country where such distribution or use would violate laws or regulations, or where it would subject us to any registration requirement. Those who access the Site from other locations do so on their own initiative and are solely responsible for complying with local laws, if and to the extent they apply.

The Site is intended for users who are at least 18 years old. Those under the age of 18 are not allowed to register for the Site.

INTELLECTUAL PROPERTY RIGHTS

The Site and its original content, including source code, databases, functionality, software, website designs, audio, video, text, photographs, and graphics (the “Content”), as well as the trademarks, service marks, and logos (the “Marks”) are owned or controlled by us or licensed to us, and are protected by copyright and trademark laws and various other intellectual property rights and unfair competition laws of Canada, foreign jurisdictions, and international conventions, unless stated otherwise.

The Content and Marks on this Site are available “AS IS” for your personal and informational use only. You are not allowed to copy, reproduce, aggregate, republish, upload, post, publicly display, encode, translate, transmit, distribute, sell, license, or exploit the Site, Content, or Marks for any commercial purpose, without our express prior written permission. Any use other than as expressly permitted by these Terms and Conditions is prohibited.

If you are eligible to use this Site, you are granted a limited license to access and use it and to download or print a copy of any portion of the Content to which you have properly gained access solely for your personal, non-commercial use. We reserve all other rights not expressly granted to you in and to the Site, the Content and the Marks.

USER REPRESENTATIONS

By using this Site, you represent and warrant that:

  1. You are of legal age, or have parental permission if you are a minor in your jurisdiction;
  2. You will not use the site for any illegal or unauthorized purpose;
  3. You will not access the site through automated or non-human means; and
  4. All information that you provide is true, accurate, current, and complete, and you will promptly update this information if necessary. If you provide any information that is untrue, inaccurate, not current, or incomplete, we reserve the right to suspend or terminate your account and your access to the Site.

USER REGISTRATION

You might have to register with the Site. If you do, you must keep your password confidential, as you’re responsible for all use of your account and password. We can remove, reclaim, or change any username you select if, at our discretion, we decide that it’s inappropriate, obscene, or otherwise objectionable.

PROHIBITED ACTIVITIES

You may not access or use the Site for any purpose other than that for which we make the Site available. The Site may not be used in connection with any commercial endeavors except those that are specifically endorsed or approved by us.

As a user of the Site, you agree not to:

  • Access and Data:
    • Use any automated system, including scripts, data mining tools, robots, or similar technologies to access, extract, or gather data from the Site.
    • Circumvent any security measures or features that restrict access to or use of the Site or its Content.
    • Decipher, decompile, disassemble, or reverse engineer any software used on the Site.
  • Interference and Harm:
    • Interfere with, disrupt, or create an undue burden on the Site, its networks, or connected services.
    • Harass, annoy, intimidate, or threaten any of our employees or agents.
    • Disparage, tarnish, or otherwise harm us and/or the Site.
  • Misuse and Misrepresentation:
    • Trick, defraud, or mislead us and other users.
    • Make improper use of our support services or submit false reports of abuse or misconduct.
    • Impersonate another user or person or use the username of another user.
    • Make any unauthorized use of the Site, including collecting user information for sending unsolicited email or creating unauthorized accounts.
  • Commercial and Unauthorized Use:
    • Use the Site for any commercial or revenue-generating endeavor.
    • Use the Site to advertise or sell goods and services.
    • Use a buying or purchasing agent to make purchases on the Site.
    • Use any information obtained from the Site to harass, abuse, or harm another person.
    • Compete with us or use the Content for any revenue-generating or commercial enterprise.
  • Content and Code:
    • Delete copyright or other proprietary rights notices from any Content.
    • Copy or adapt the Site’s software or other code.
    • Upload or transmit any material that disrupts the Site’s operation or interferes with others’ use and enjoyment of the Site, including viruses, Trojan horses, or excessive use of capital letters (spamming).
    • Upload or transmit any material that acts as an information collection or transmission mechanism, such as clear graphics interchange formats (“gifs”), 1×1 pixels, web bugs, cookies, or other similar devices (“spyware”).
  • Compliance:
    • Use the Site in a manner inconsistent with any applicable laws or regulations.
  • Additional Prohibitions:
    • Engage in unauthorized framing of or linking to the Site.
    • Sell or otherwise transfer your profile.

USER GENERATED CONTRIBUTIONS

By creating or submitting Contributions to this Site, you confirm that:

  • You own or have the necessary rights to your Contributions, and their use does not infringe on any third-party rights, including copyright, patent, trademark, trade secret, or moral rights.
  • You have consent from any identifiable individuals in your Contributions to use their name or likeness as shown on the Site.
  • Your Contributions are truthful, accurate, and not misleading.
  • Your Contributions are not unsolicited or unauthorized advertising, promotional materials, pyramid schemes, chain letters, spam, mass mailings, or other forms of solicitation.
  • Your Contributions are not obscene, lewd, lascivious, filthy, violent, harassing, libelous, slanderous, or otherwise objectionable.
  • Your Contributions do not ridicule, mock, disparage, intimidate, abuse, or threaten anyone, or advocate for the violent overthrow of any government.
  • Your Contributions do not violate any applicable laws, regulations, rules, or privacy rights.
  • Your Contributions do not contain material that solicits personal information from, exploits, or endangers minors.
  • Your Contributions do not include offensive comments related to race, national origin, gender, sexual preference, or physical handicap.
  • Your Contributions do not violate or link to material that violates any provision of these Terms and Conditions or any applicable laws or regulations.

Any use of the Site that violates the above representations and warranties may result in the termination or suspension of your rights to use the Site.

CONTRIBUTION LICENSE

By posting your Contributions to any part of the Site or making Contributions accessible to the Site by linking your account from the Site to any of your social networking accounts, you automatically grant, and you represent and warrant that you have the right to grant, to us an unrestricted, unlimited, irrevocable, perpetual, non-exclusive, transferable, royalty-free, fully-paid, worldwide right, and license to host, use, copy, reproduce, disclose, sell, resell, publish, broadcast, retitle, archive, store, cache, publicly perform, publicly display, reformat, translate, transmit, excerpt (in whole or in part), and distribute such Contributions (including, without limitation, your image and voice) for any purpose, commercial, advertising, or otherwise, and to prepare derivative works of, or incorporate into other works, such Contributions, and grant and authorize sublicenses of the foregoing. The use and distribution may occur in any media formats and through any media channels.

This license will apply to any form, media, or technology now known or hereafter developed, and includes our use of your name, company name, and franchise name, as applicable, and any of the trademarks, service marks, trade names, logos, and personal and commercial images you provide. You waive all moral rights in your Contributions, and you warrant that moral rights have not otherwise been asserted in your Contributions.

We do not assert any ownership over your Contributions. You retain full ownership of all of your Contributions and any intellectual property rights, or other proprietary rights associated with your Contributions. We are not liable for any statements or representations in your Contributions provided by you in any area on the Site.

You are solely responsible for your Contributions to the Site and you expressly agree to exonerate us from any and all responsibility and to refrain from any legal action against us regarding your Contributions.

We have the right, in our sole and absolute discretion, (1) to edit, redact, or otherwise change any Contributions; (2) to re-categorize any Contributions to place them in more appropriate locations on the Site; and (3) to pre-screen or delete any Contributions at any time and for any reason, without notice. We have no obligation to monitor your Contributions.

GUIDELINES FOR REVIEWS

We may provide you areas on the Site to leave reviews or ratings. When posting a review, you must comply with the following criteria:

  • you should have firsthand experience with the person/entity being reviewed;
  • your reviews should not contain offensive profanity, or abusive, racist, offensive, or hate language;
  • your reviews should not contain discriminatory references based on religion, race, gender, national origin, age, marital status, sexual orientation, or disability;
  • your reviews should not contain references to illegal activity;
  • you should not be affiliated with competitors if posting negative reviews;
  • you should not make any conclusions as to the legality of conduct;
  • you may not post any false or misleading statements;
  • you may not organize a campaign encouraging others to post reviews, whether positive or negative.

We may accept, reject, or remove reviews in our sole discretion. We have absolutely no obligation to screen reviews or to delete reviews, even if anyone considers reviews objectionable or inaccurate. Reviews are not endorsed by us, and do not necessarily represent our opinions or the views of any of our affiliates or partners.

We do not assume liability for any review or for any claims, liabilities, or losses resulting from any review. By posting a review, you hereby grant to us a perpetual, non-exclusive, worldwide, royalty-free, fully-paid, assignable, and sublicensable right and license to reproduce, modify, translate, transmit by any means, display, perform, and/or distribute all content relating to reviews.

MOBILE APPLICATION LICENSE

If you access the Site via a mobile application, then we grant you a revocable, non-exclusive, non-transferable, limited right to install and use the mobile application on wireless electronic devices owned or controlled by you, and to access and use the mobile application on such devices strictly in accordance with the terms and conditions of this mobile application license contained in these Terms and Conditions.

You are prohibited from the following actions:

  • Decompiling, reverse engineering, disassembling, or attempting to derive the source code or decrypt the application.
  • Modifying, adapting, improving, enhancing, translating, or creating derivative works from the application.
  • Violating any applicable laws, rules, or regulations in connection with your access to or use of the application.
  • Removing, altering, or obscuring any proprietary notices (including copyright or trademark notices).
  • Using the application for any revenue-generating, commercial, or other unintended purpose.
  • Making the application available over a network or environment that allows access or use by multiple devices or users simultaneously.
  • Using the application to create a product, service, or software that competes with or substitutes for the application.
  • Using the application to send automated queries or unsolicited commercial emails.
  • Using any proprietary information, interfaces, or other intellectual property in the design, development, manufacture, licensing, or distribution of any applications, accessories, or devices for use with the application.

SOCIAL MEDIA

You can link your Site account with your Third-Party Accounts by providing your login information for the Third-Party Account through the Site or by granting us access to your Third-Party Account. This can only be done to the extent that it is permitted under the terms and conditions of your Third-Party Account.

By granting us access to your Third-Party Account, you represent and warrant that you are entitled to share your Third-Party Account login information and/or grant us access to your Third-Party Account. You agree that you are not violating any terms and conditions of your Third-Party Account and that you are not obligating us to pay any fees or subjecting us to any usage limitations imposed by the provider of your Third-Party Account.

By granting us access to your Third-Party Account, you acknowledge and agree that we may access, make available, and store any content that you have provided to and stored in your Third-Party Account. This includes, but is not limited to, friend lists and any additional information that you are notified of when you link your Site account to your Third-Party Account. We may make this information available on and through the Site via your account.

Depending on the Third-Party Accounts you choose and the privacy settings you have for those Third-Party Accounts, personally identifiable information that you post to your Third-Party Accounts may be available on and through your Site account.

If a Third-Party Account or associated service becomes unavailable or our access to the Third-Party Account is terminated by the third-party service provider, then Social Network Content may no longer be available on and through the Site. You can disable the connection between your Site account and your Third-Party Accounts at any time.

PLEASE NOTE THAT YOUR RELATIONSHIP WITH THE THIRD-PARTY SERVICE PROVIDERS ASSOCIATED WITH YOUR THIRD-PARTY ACCOUNTS IS GOVERNED SOLELY BY YOUR AGREEMENT(S) WITH SUCH THIRD-PARTY SERVICE PROVIDERS.

We make no effort to review any Social Network Content for any purpose, including but not limited to, for accuracy, legality, or non-infringement, and we are not responsible for any Social Network Content.

SUBMISSIONS

By submitting any questions, comments, suggestions, ideas, feedback, or other information about the Site to us, you acknowledge and agree that such Submissions are non-confidential and will become our sole property, granting us exclusive rights, including all intellectual property rights. We have the right to use and disseminate these Submissions for any lawful purpose, commercial or otherwise, without acknowledgment or compensation to you. Furthermore, you waive all moral rights to any such Submissions, warranting that they are original with you or that you have the right to submit them, and agree that there shall be no recourse against us for any alleged or actual infringement or misappropriation of any proprietary right in your Submissions.

THIRD-PARTY WEBSITES AND CONTENT

The Site may contain links to Third-Party Websites and Third-Party Content. We are not responsible for and do not endorse any Third-Party Websites or Third-Party Content. You use them at your own risk and should review their policies. We are not responsible for any purchases you make through them, and you agree to hold us harmless from any harm caused by your use of Third-Party Websites and Third-Party Content.

ADVERTISERS

Advertisers are permitted to display their advertisements and other information in designated areas of the Site. Advertisers are solely responsible for the content of their advertisements, the services provided, and the products sold through their advertisements on the Site. Additionally, advertisers warrant that they have all necessary rights and authorizations to place advertisements on the Site, including intellectual property, publicity, and contractual rights.

SITE MANAGEMENT

We have the right, but not the obligation, to:

  • Monitor the Site for violations of these Terms and Conditions and take appropriate legal action against violators, including reporting them to law enforcement.
  • Refuse, restrict, limit, or disable access to your Contributions, without limitation and at our sole discretion.
  • Remove or disable any content that is too large or burdensome to our systems, without notice or liability, at our sole discretion.
  • Manage the Site to protect our rights and property and facilitate the proper functioning of the Site.

PRIVACY POLICY

Data privacy and security are important to us. Please review our Privacy Policy on this Site. By using this Site, you agree to our Privacy Policy, which is incorporated into these Terms and Conditions. This Site is hosted in the United States and/or Canada.

If you access this Site from a region with laws or requirements governing personal data collection, use, or disclosure that differ from those in Canada, you consent to the transfer and processing of your data in Canada.

We do not knowingly accept, request, or solicit information from children under 13 or market to them. If we receive actual knowledge that anyone under 13 has provided personal information without parental consent, we will delete that information as quickly as possible.

COPYRIGHT INFRINGEMENTS

We respect the intellectual property rights of others. If you believe that any material available on or through the Site infringes upon any copyright you own or control, please immediately notify us using the contact information provided below (a “Notification”). A copy of your Notification will be sent to the person who posted or stored the material addressed in the Notification.

Please be advised that pursuant to federal law you may be held liable for damages if you make material misrepresentations in a Notification. Thus, if you are not sure that material located on or linked to by the Site infringes your copyright, you should consider first contacting an attorney.

TERM AND TERMINATION

These Terms and Conditions shall remain in full force and effect while you use the Site. WITHOUT LIMITING ANY OTHER PROVISION OF THESE TERMS AND CONDITIONS, WE RESERVE THE RIGHT TO, IN OUR SOLE DISCRETION AND WITHOUT NOTICE OR LIABILITY, DENY ACCESS TO AND USE OF THE SITE (INCLUDING BLOCKING CERTAIN IP ADDRESSES), TO ANY PERSON FOR ANY REASON OR FOR NO REASON, INCLUDING WITHOUT LIMITATION FOR BREACH OF ANY REPRESENTATION, WARRANTY, OR COVENANT CONTAINED IN THESE TERMS AND CONDITIONS OR OF ANY APPLICABLE LAW OR REGULATION. WE MAY TERMINATE YOUR USE OR PARTICIPATION IN THE SITE OR DELETE [YOUR ACCOUNT AND] ANY CONTENT OR INFORMATION THAT YOU POSTED AT ANY TIME, WITHOUT WARNING, IN OUR SOLE DISCRETION.

If we terminate or suspend your account for any reason, you are prohibited from registering and creating a new account under your name, a fake or borrowed name, or the name of any third party, even if you may be acting on behalf of the third party.

In addition to terminating or suspending your account, we reserve the right to take appropriate legal action, including without limitation pursuing civil, criminal, and injunctive redress.

MODIFICATIONS AND INTERRUPTIONS

We may change, modify, remove, or discontinue any part or all of the Site’s content or the Site itself, at any time and without notice. We are not responsible for updating information on the Site, and you agree that we are not liable for any modifications, price changes, suspensions, or discontinuations of the Site. The Site may be unavailable at times due to hardware, software, or other issues, or for maintenance; we are not liable for any loss, damage, or inconvenience caused by your inability to access or use the Site at these times. We are not obligated to maintain, support, or update the Site.

GOVERNING LAW

These Terms and Conditions and your use of the Site are governed by and construed in accordance with the laws of the Province of Ontario and Canada.

DISPUTE RESOLUTION

Informal Negotiations

In the event of a dispute related to these Terms and Conditions, both parties agree to first attempt to resolve the matter informally through negotiation for a minimum of 90 days before initiating arbitration. This informal negotiation period will begin upon receipt of written notice from one party to the other. However, this does not apply to disputes that are specifically excluded below.

Binding Arbitration

If the Parties are unable to resolve a Dispute through informal negotiations, the Dispute (except those Disputes expressly excluded below) will be finally and exclusively resolved by binding arbitration.

The arbitration may be conducted in person, through the submission of documents, by phone, or online. The arbitrator will make a decision in writing, but need not provide a statement of reasons unless requested by either Party.

The arbitrator must follow applicable law, and any award may be challenged if the arbitrator fails to do so. Except where otherwise required by applicable law, the arbitration will take place in the Province of Ontario, Canada.

Except as otherwise provided herein, the Parties may litigate in court to compel arbitration, stay proceedings pending arbitration, or to confirm, modify, vacate, or enter judgment on the award entered by the arbitrator.

If for any reason, a Dispute proceeds in court rather than arbitration, the Dispute shall be commenced or prosecuted in the Province of Ontario, Canada, and the Parties hereby consent to, and waive all defenses of lack of personal jurisdiction, and forum non conveniens with respect to venue and jurisdiction in such provincial and federal courts.

Application of the United Nations Convention on Contracts for the International Sale of Goods and the Uniform Computer Information Transaction Act (UCITA) are excluded from these Terms and Conditions.

In no event shall any Dispute brought by either Party related in any way to the Site be commenced more than 2 years after the cause of action arose. If this provision is found to be illegal or unenforceable, then neither Party will elect to arbitrate any Dispute falling within that portion of this provision found to be illegal or unenforceable and such Dispute shall be decided by a court of competent jurisdiction within the courts listed for jurisdiction above, and the Parties agree to submit to the personal jurisdiction of that court.

The Parties agree that the following Disputes are not subject to the above provisions concerning arbitration: (a) any Disputes seeking to enforce or protect, or concerning the validity of, any of the intellectual property rights of a Party; (b) any Dispute related to, or arising from, allegations of theft, piracy, invasion of privacy, or unauthorized use; and (c) any claim for injunctive relief.

If this provision is found to be illegal or unenforceable, then neither Party will elect to arbitrate any Dispute falling within that portion of this provision found to be illegal or unenforceable and such Dispute shall be decided by a court of competent jurisdiction within the courts listed for jurisdiction above, and the Parties agree to submit to the personal jurisdiction of that court.

CORRECTIONS

There may be information on the Site that contains typographical errors, inaccuracies, or omissions that may relate to the Site, including descriptions, pricing, availability, and various other information. We reserve the right to correct any errors, inaccuracies, or omissions and to change or update the information on the Site at any time, without prior notice.

DISCLAIMER

THE SITE IS PROVIDED ON AN AS-IS AND AS-AVAILABLE BASIS. YOU AGREE THAT YOUR USE OF THE SITE AND OUR SERVICES WILL BE AT YOUR SOLE RISK. TO THE FULLEST EXTENT PERMITTED BY LAW, WE DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, IN CONNECTION WITH THE SITE AND YOUR USE THEREOF, INCLUDING, WITHOUT LIMITATION, THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. WE MAKE NO WARRANTIES OR REPRESENTATIONS ABOUT THE ACCURACY OR COMPLETENESS OF THE SITE’S CONTENT OR THE CONTENT OF ANY WEBSITES LINKED TO THE SITE AND WE WILL ASSUME NO LIABILITY OR RESPONSIBILITY FOR ANY (1) ERRORS, MISTAKES, OR INACCURACIES OF CONTENT AND MATERIALS, (2) PERSONAL INJURY OR PROPERTY DAMAGE, OF ANY NATURE WHATSOEVER, RESULTING FROM YOUR ACCESS TO AND USE OF THE SITE, (3) ANY UNAUTHORIZED ACCESS TO OR USE OF OUR SECURE SERVERS AND/OR ANY AND ALL PERSONAL INFORMATION AND/OR FINANCIAL INFORMATION STORED THEREIN, (4) ANY INTERRUPTION OR CESSATION OF TRANSMISSION TO OR FROM THE SITE, (5) ANY BUGS, VIRUSES, TROJAN HORSES, OR THE LIKE WHICH MAY BE TRANSMITTED TO OR THROUGH THE SITE BY ANY THIRD PARTY, AND/OR (6) ANY ERRORS OR OMISSIONS IN ANY CONTENT AND MATERIALS OR FOR ANY LOSS OR DAMAGE OF ANY KIND INCURRED AS A RESULT OF THE USE OF ANY CONTENT POSTED, TRANSMITTED, OR OTHERWISE MADE AVAILABLE VIA THE SITE. WE DO NOT WARRANT, ENDORSE, GUARANTEE, OR ASSUME RESPONSIBILITY FOR ANY PRODUCT OR SERVICE ADVERTISED OR OFFERED BY A THIRD PARTY THROUGH THE SITE, ANY HYPERLINKED WEBSITE, OR ANY WEBSITE OR MOBILE APPLICATION FEATURED IN ANY BANNER OR OTHER ADVERTISING, AND WE WILL NOT BE A PARTY TO OR IN ANY WAY BE RESPONSIBLE FOR MONITORING ANY TRANSACTION BETWEEN YOU AND ANY THIRD-PARTY PROVIDERS OF PRODUCTS OR SERVICES.

AS WITH THE PURCHASE OF A PRODUCT OR SERVICE THROUGH ANY MEDIUM OR IN ANY ENVIRONMENT, YOU SHOULD USE YOUR BEST JUDGMENT AND EXERCISE CAUTION WHERE APPROPRIATE.

LIMITATIONS OF LIABILITY

IN NO EVENT WILL WE OR OUR DIRECTORS, EMPLOYEES, OR AGENTS BE LIABLE TO YOU OR ANY THIRD PARTY FOR ANY DIRECT, INDIRECT, CONSEQUENTIAL, EXEMPLARY, INCIDENTAL, SPECIAL, OR PUNITIVE DAMAGES, INCLUDING LOST PROFIT, LOST REVENUE, LOSS OF DATA, OR OTHER DAMAGES ARISING FROM YOUR USE OF THE SITE, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

INDEMNIFICATION

You agree to defend, indemnify, and hold us harmless, including our subsidiaries, affiliates, and all of our respective officers, agents, partners, and employees, from and against any loss, damage, liability, claim, or demand, including reasonable attorneys’ fees and expenses, made by any third party due to or arising out of: (1) [your Contributions]; (2) use of the Site; (3) breach of these Terms and Conditions; (4) any breach of your representations and warranties set forth in these Terms and Conditions; (5) your violation of the rights of a third party, including but not limited to intellectual property rights; or (6) any overt harmful act toward any other user of the Site with whom you connected via the Site.

Notwithstanding the foregoing, we reserve the right, at your expense, to assume the exclusive defense and control of any matter for which you are required to indemnify us, and you agree to cooperate, at your expense, with our defense of such claims. We will use reasonable efforts to notify you of any such claim, action, or proceeding which is subject to this indemnification upon becoming aware of it.

USER DATA

We will maintain certain data that you transmit to the Site for the purpose of managing the Site, as well as data relating to your use of the Site. Although we perform regular routine backups of data, you are solely responsible for all data that you transmit or that relates to any activity you have undertaken using the Site. You agree that we shall have no liability to you for any loss or corruption of any such data, and you hereby waive any right of action against us arising from any such loss or corruption of such data.

ELECTRONIC COMMUNICATIONS, TRANSACTIONS, AND SIGNATURES

Visiting the Site, sending us emails, and completing online forms constitute electronic communications. You consent to receive electronic communications, and you agree that all agreements, notices, disclosures, and other communications we provide to you electronically, via email and on the Site, satisfy any legal requirement that such communication be in writing.

YOU HEREBY AGREE TO THE USE OF ELECTRONIC SIGNATURES, CONTRACTS, ORDERS, AND OTHER RECORDS, AND TO ELECTRONIC DELIVERY OF NOTICES, POLICIES, AND RECORDS OF TRANSACTIONS INITIATED OR COMPLETED BY US OR VIA THE SITE.

You hereby waive any rights or requirements under any statutes, regulations, rules, ordinances, or other laws in any jurisdiction which require an original signature or delivery or retention of non-electronic records, or to payments or the granting of credits by any means other than electronic means.

MISCELLANEOUS

These Terms and Conditions and any policies or operating rules posted by us on the Site constitute the entire agreement and understanding between you and us. Our failure to exercise or enforce any right or provision of these Terms and Conditions shall not operate as a waiver of such right or provision.

These Terms and Conditions operate to the fullest extent permissible by law. We may assign any or all of our rights and obligations to others at any time. We shall not be responsible or liable for any loss, damage, delay, or failure to act caused by any cause beyond our reasonable control.

If any provision or part of a provision of these Terms and Conditions is determined to be unlawful, void, or unenforceable, that provision or part of the provision is deemed severable from these Terms and Conditions and does not affect the validity and enforceability of any remaining provisions.

There is no joint venture, partnership, employment or agency relationship created between you and us as a result of these Terms and Conditions or use of the Site. You agree that these Terms and Conditions will not be construed against us by virtue of having drafted them.

You hereby waive any and all defenses you may have based on the electronic form of these Terms and Conditions and the lack of signing by the parties hereto to execute these Terms and Conditions.

CONTACT US

In order to resolve a complaint regarding the Site or to receive further information regarding use of the Site, please contact us at: [email protected]